Finloq collects the following types of information:
Account Information: Name, email address, and account credentials
Financial Data: Income, expenses, transactions, and business records you input
Device Information: Device type, OS, and app version
Usage Analytics: How you use the app (anonymized and non-identifying)
2. How We Use Your Information
We use your data to:
Provide and maintain the Finloq app
Process your financial records and generate reports
Improve app performance and user experience
Send important security and account updates
Comply with legal and regulatory requirements
3. Data Security
Your financial data is protected through:
End-to-end encryption for data transmission
AES-256 encryption for data at rest
Regular security audits and penetration testing
Secure authentication and session management
Compliance with industry security standards
4. Data Sharing
We never share your financial data with third parties without your explicit consent, except:
When required by law or legal process
To service providers who help us operate the app (under strict confidentiality agreements)
With your explicit permission for export or integration
5. Your Rights
You have the right to:
Access your personal data anytime
Request corrections to inaccurate data
Delete your account and associated data
Export your financial records
Opt-out of non-essential communications
6. Data Retention
We retain your financial data for as long as your account is active. Upon account deletion, your data will be securely erased within 30 days, except where required by law.
7. GDPR & California Privacy Compliance
If you're in the EU or California, you have additional rights under GDPR and CCPA. Contact us to exercise these rights.
8. Cookies & Tracking
Finloq uses minimal cookies for authentication and security. We do not use tracking cookies or sell your data to advertisers.
9. Changes to This Policy
We may update this privacy policy periodically. Significant changes will be notified via email or in-app notification.